Insurance Agent
An insurance agent, also called aninsurance broker in some instances, is the local representative of any number of insurance companies. A legitimate insurance agency must be licensed by a state board before he or she can legally sells insurance policies to customers. Generally, an agent works as the local face of a single insurance company, but occasionally an independent agent may work with different companies depending on their areas of expertise and coverage.
Most consumers interested in purchasing insurance coverage will only deal with a local insurance agent directly. He or she is authorized to present all of the coverage options available through the larger insurance company. Since part of an agent's salary is based on commissioned sales, he or she will often offer one stop shopping for all of the customer's insurance needs. He or she may sell individual policies for car, home, life and medical insurance, or offer a package plan which incorporates a combination of these needs.
Most consumers interested in purchasing insurance coverage will only deal with a local insurance agent directly. He or she is authorized to present all of the coverage options available through the larger insurance company. Since part of an agent's salary is based on commissioned sales, he or she will often offer one stop shopping for all of the customer's insurance needs. He or she may sell individual policies for car, home, life and medical insurance, or offer a package plan which incorporates a combination of these needs.